Upsizing or buying your forever home.
Looking to purchase your next property?
Tailor your home loan so it works best for you
If you’ve got your heart set on your next property, you’ve come to the right place. If you’re thinking of upsizing, downsizing, buying or building your dream home, we can help.
Our mortgage brokers are the experts in finding the right home loan in Melbourne and around the country for you. We take the hard work off your plate, leaving you to focus on the fun side of buying your next home.
Why work with Loan Gallery for your next property purchase?
At Loan Gallery, our mortgage brokers are in your corner helping you to buy your next property. Here’s how we help.
What is involved with buying your next property
Our finance brokers take all the headaches and paperwork off your plate.
Our team of finance brokers have many years of experience. Giving you all the benefits of experts who have perfected the home loan process so it is as stress free and as straightforward as possible.
Depending on your current circumstances and existing mortgage, we will tailor your home loan solution to best suit you and your goals.
1. Speak to your Loan Gallery finance broker
We get to know you, your needs and home loan preferences. We’ll ask about income, expenses, credit history, employment history and any current loans. This helps us paint a picture of what type of deal would benefit you best.
2. Loan comparison check
Once we have a view of your financial situation, your broker will negotiate with our wide range of lenders and present you with the best options to suit your goals.
3. We run and check the numbers
We’re all about being transparent and ethical in all that we do. We will clearly detail the fees associated with exiting any current loans and entering your new loan. We include both lender and government fees and risk asses as we go, giving you confidence in your choices.
4. Loan application updates
Once you’ve chosen a lender, we do all of the hard work for you; preparing the application, gathering all of the required documentation and submitting it to the lender you’ve chosen.
5. Loan approval and sign off
Once your loan is approved by your lender, the lender prepares your loan agreement. Your dedicated Loan Gallery finance broker then reviews the agreement in detail.
The final and most exciting step. We liaise with your conveyancer and/or solicitor to organise a settlement date with the lender. Giving you the time to celebrate your next exciting step and new home.