Why use a mortgage broker

How can a mortgage broker help you?

– Provide you with professional advice tailored to your individual circumstances

– Mortgage brokers work with multiple lenders so you get the best rate

– Negotiation is done on your behalf with your best interest at heart

– The legwork is done for you

– Less time and stress

– A long term relationship, not a transaction

When you are looking to buy a house you’re going to want professional advice to make sure you find the most suitable loan for you, at the best price. Finding the right home loan for you can mean greater savings and flexibility on your repayments, as well as benefits surrounding the structure, off-set accounts and cashbacks. The right home loan can also be the difference between owning your home outright faster or enabling further financial investment and freedom in the future.

No matter what stage you are at in the buying process, you can always engage a mortgage broker to help you through the process to the end (settlement). With a mortgage broker, you are much less likely to be overwhelmed by the extensive variety of lenders and rates available on the market. A mortgage broker will identify which lender and loan type is right for you.

Working with an experienced and competent mortgage broker takes the pressure off you to find the right solution on your own.

What is a mortgage broker?

A mortgage broker is an independent representative that provides professional tailored advice with your best interest in mind. They work directly with banks and other lenders, builders, conveyancers and lawyers to arrange your home loan.

Mortgage brokers are finance professionals, so it is their job to get to know you and your financial circumstances, goals and motivations, so they can better match you with the right solution.

A good mortgage broker works with you to:

  • Identify your goals and needs
  • Works in your best interest
  • Understand your borrowing power
  • Find a home loan solution that suits your unique circumstances
  • Educate you on the loan options available, including the repayment amount, rates, fees and features
  • Manage the whole loan application for you from beginning to settlement

Who pays the mortgage broker?

It is free to use a mortgage broker when buying a house. A mortgage broker is paid a commission by the lender not by you – the buyer. This commission rate is not added to your loan in any way. This is an agreement between the lender and Loan Gallery Finance. 

You matter most

Loan Gallery is committed to the best loan options that are in the clients’ best interest. Our Melbourne based mortgage brokers work very closely with our clients to understand their needs and this is what we hold at the forefront of everything we do. It is our defining philosophy that we do the right thing by our clients, the first time and every time.

Loan Gallery, one of the most trusted home loan brokers in Australia.

Speak to a Loan Gallery broker today

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TOP 25 Brokerage 2022 by the adviser, 2021 top mortgage emlpoyers, Australian Broking Awards, AFG Champion Broker group
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Looking for your first home or to refinance your existing home, we’ll find the best solution and tailor it to you.