At Loan Gallery Finance, we’re proud to be the exclusive finance partner of Simonds Homes nationally. Below, we’ve answered some of the most common questions clients ask about how our partnership works, and how we can support you on your journey to homeownership.
Who are we, and how are we connected with Simonds Homes?
We’re the exclusive finance partner for Simonds Homes nationally, providing tailored home loan support for their customers across Australia. While our current partnership is approaching its first anniversary, this collaboration actually reignites a long-standing relationship that began over a decade ago. Our teams work closely together to ensure a seamless experience from deposit to build, with finance that’s designed to support the Simonds journey every step of the way.
Why did Simonds Homes choose to partner with us for finance?
Simonds Homes chose to partner with us because construction finance is our specialty — and it’s an area where not every broker is equally equipped. With years of experience specifically in this space, we understand the unique requirements, timing pressures, and potential pitfalls that can come with financing a new build.
By partnering with us, Simonds customers gain access to a finance experience that’s not only tailored and competitive, but also smooth and well-aligned with Simonds’ process. If any unexpected hurdles arise, we’re able to work directly with the Simonds team to keep things on track. Ultimately, we share the same goal: helping more Australians into their dream home with confidence and clarity.
Do you have to use our services if you’re building with Simonds Homes?
No — while Simonds Homes recommends us as their finance partner, using our services is completely optional. That said, there’s absolutely no downside to having a quick conversation with our team — even if you’ve already started organising finance elsewhere.
At best, we may be able to offer you a more competitive home loan, backed by professionals who specialise in construction finance. At the very least, you’ll walk away with peace of mind, knowing your current setup has been double-checked by experts. And for Simonds clients who do go ahead with us, there may be additional benefits available — but more on that shortly.
When is the best time to speak with us about your finance?
Ideally, before you pay a deposit.
When it comes to building or buying, the earlier you get the right finance advice, the better. Speaking with us upfront gives you clarity on your borrowing power and helps ensure the decisions you’re making — around home design, land, or upgrades — are financially sound and fully informed.
In the best-case scenario, early finance advice might prevent you from getting too attached to something that’s just outside your reach. In the worst-case scenario, leaving it too late could result in financial pressure or contractual commitments you’re not in a position to follow through on.
Preparation is key — and we’re here to help you start strong.
Already organised finance? Here’s why it might still be worth chatting with us.
Even if you’ve already arranged finance, it’s well worth having a quick, no-obligation chat with our team. We regularly see clients who have only had a surface-level finance check, or who have been guided by brokers or bankers that don’t specialise in construction — which can lead to complications down the track.
Some clients have only explored one lender, leaving them exposed to risks like valuation shortfalls. Others may have paid upfront fees for a service that offered little to no added value — whereas our service comes at no cost to you.
Whether you’re just after a second opinion or want to have your situation double-checked by an expert, we’re here to help with genuine guidance and honest advice.
What are the benefits of working with our finance team?
We’re not just here to find you a home loan — we’re here to guide you through the entire process with clarity and confidence. That means taking the time to explain your options, help you understand why a particular loan is the right fit, and keeping you informed every step of the way.
We provide end-to-end support, including ongoing post-settlement care, where we proactively monitor your interest rate to ensure you’re always on a competitive deal — at no cost to you.
And because we work so closely with Simonds, the communication channel between our teams is open and efficient, allowing us to handle every stage of the process smoothly — even when unexpected hiccups arise.
Are there any exclusive offers or promotions available through our partnership?
Yes — as a Simonds client arranging your finance through us, you’ll gain access to exclusive offers that aren’t available elsewhere.
Right now, we’re offering a premium SMEG appliance pack, valued at over $2,100 RRP, which includes:
- SMEG Espresso Machine & Built-in Grinder
- SMEG Blender
- SMEG Extra-Wide 2-Slot Toaster
- SMEG Variable Temperature Kettle
It’s our way of saying thanks — and welcoming you home in style.
In addition to promotions like these, we also have access to a range of finance solutions that may help you bridge a gap, boost your borrowing power, or make your first home more achievable — depending on your circumstances. These options vary, so we recommend getting in touch with our team to find out what may be available for you.
These promotions and solutions may change over time, but the above offer is current at the time of this blog post.
How do we ensure your loan approval aligns with Simonds’ construction timelines?
While every client’s journey is unique, one thing remains consistent: we’re vigilant about timeframes from the moment we’re engaged. We make sure that both you and all relevant parties — including the Simonds team — have a clear understanding of key dates and requirements from the very start.
Beyond that, we work hand-in-glove with Simonds at every stage to ensure your finance progresses in sync with your build. This close collaboration helps minimise delays, reduce stress, and keep everything moving forward smoothly — so you can focus on the exciting part: building your new home.
Can we help with finance even if you haven’t picked a design or land yet?
Absolutely — in fact, this is often the best time to speak with us. Engaging early means we can help you shape what your next steps should look like, rather than leaving you to navigate things blindly.
We can assist with budgeting, structuring, and helping you understand what adjustments might be needed in your financial position — whether that’s before committing to a design or block, or by providing a game plan for the criteria that need to be met between locking something in and your expected settlement date.
Clients consistently tell us that speaking with us early gave them a better sense of direction and control — helping them make informed decisions and avoid unnecessary stress later on.
