Investing in Property

When it comes to investing your hard-earned cash, the property market continues to be a sound option thanks to its steady and consistent performance over time. That said, it can be tricky to find the right lender and to sift through the many loan options out there.

Enter Loan Gallery Finance. We’ll do all of the legwork for you and find the perfect loan for your needs. Chat with a broker today and discuss your property investment options.

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FAQs

How much money can I borrow?

This depends on your unique finance and borrowing situation. You can get an estimate (subject to satisfying legal and lender requirements) with our clever loan options tool. Speak with one of our brokers for personalised calculations.

How do I choose a loan that’s right for me?

Our guides covering loan types and features are a good starting point to gauge the main loan options available. With so many home loans on offer, it’s best to reach out to us for personalised guidance.

How much do I need for a deposit?

Generally speaking, between 5% to 10% of the property’s total value, which is paid upon signing the Contract of Sale. Contact us to discuss your options.

How much will regular repayments be?

Our Repayment Calculator provides you with an estimate. As there are many different loan products on the market, it’s best to speak with us about the best available deals.

How often do I make home loan repayments?

Most lenders offer flexible repayment options. Ideally, weekly or fortnightly repayments are the better solutions as you’ll make more payments within a year.

What is the First Home Owner Grant and can I get one?

Australian citizens or permanent residents looking to buy or build their first home are eligible for this Grant, providing the property will be their principal place of residence within 12 months of settlement. Contact us to learn if you’re eligible

What fees/costs should I budget for?

There are a number of fees and costs involved when buying a property. Here’s a snapshot of standard costs to budget for: stamp duty, legal/conveyancing fees, building and pest inspection, lender fees, moving costs and mortgage insurance costs.

We’re in your corner.

Get the facts on the loan that best suits your needs today.